Types of coverage:
- Trip cancellation.
- Trip interruption.
- Flight change.
- Baggage (lost, stolen, delayed).
- Rental car.
- Delay.
- Emergency medical and evacuation.
- Death and dismemberment
- Comprehensive (covers all the above).
You can leave buying travel insurance to right before your trip, though if you are wanting coverage for trip cancellation, then you’re best off buying right as you buy your flights.
Notes:
- Your existing health insurance might cover you already for overseas healthcare.
Typically, travel insurance costs around 5-15% of the total trip cost. Factors affecting travel insurance price:
- Older people get charged more.