What’s the difference between finance and economics? Finance is concerned about managing money while economics is a social science focusing on how human’s make decisions around the allocation of scarce resources. Finance and economics are different disciplines, however they inform each other.


Personal Finance & Investing


  1. Track your spending. Know exactly how much you spent on dining out, online orders, transport, etc.
    • Collect all receipts and exploit tax deductions when you file your tax return.
  2. Set up an emergency fund lasting ~3 months that can provide a buffer for unexpected expenses..
  3. Consolidate super accounts and minimise management fees.
  4. Insurance: consider health, LTD, life, renter/homeowner, and car insurance.
  5. Save aggressively and invest.

Resources

  • Investopedia
  • Mr. Money Moustache.